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The dual system

As an expat, it’s crucial for you to know how the German health insurance system works, the different types of insurance you can have, the ones that offer some of the best values health insurance in Germany, and the eligibility as well as the procedure to get insured. Rather than do it all on your own and feeling lost in the labyrinth of health insurance in Germany, you can rely on us helping you making a good decision based on facts and numbers.

When looking for health insurance in Germany, you also need to focus on long-term care insurance. The benefits of such insurance could include long-term care allowance (up to €901/month), mobile care, home care assistance (up to €1995/month), and support allowance (up to €125/month), among others. Long-term insurance typically complements your medical insurance and usually offered by the same company.In Germany, 50% of your health insurance costs (which exclude the supplementary charges) will be paid by your employer. However, the maximum monthly limit for such a contribution would be capped at €384.58 for your health care and €73.77 for your long-term care insurance. In the event of the premium being higher, you’ll have to cover the remaining amount on your own.