Financial Consultant – professionell and transparent
You are working in Germany and need a financial advisor?
We help you as an employee, self-employed person or entrepreneur to increase and protect your assets.
Certified and reviewed by…
We help expats who want to stay in Germany for a long time.
We not only realise the importance of having a sound financial plan for the growth of your investments and retirement funds but also how crucial it is to protect what you have already achieved. While living and working in a foreign country with a different set of rules and regulations, it can be very difficult to decide which risks are really relevant to you and in which areas you need added protection and security.
That’s why we pride ourselves on speaking the language you’ll understand. If you are an expatriate, we can help you navigate through the maze of insurance, savings and investment products, and provide not only the best package designed for your specific needs but also the best price-value-ratio for your situation.
Investment Plan – We’ll help you build wealth for the long term.
Retirement Plan – Together with you, we develop a private pension concept that is mathematically profitable.
Insurances – We take care of your optimal insurance according to the motto – properly insured, instead of over-insured.
Are you looking for an independent financial advisor? Then you’ve come to the right place!
What distinguishes us from the market
Unlike usual in the market, we focus on an absolutely transparent consulting process and the further education of our customers. We want our customers to understand 100% the benefits of our recommendations.
Individual investment concepts
Your goals and wishes are our priority. As brokers, we are product-independent and can objectively compare all products
Cost-effective & tax optimized
No front-end commission, no performance fee and low management costs. This way, you can significantly increase your return over time.
Permanent monitoring and research ensure that the latest economic developments are implemented directly in the portfolio.
What our clients say
„since I moved to berlin, running finances and investment in Germany felt so complicated. this was my first financial consultation and as a matter of fact i’d describe it as enlightning.
Fabian was very patient to answer my basic questions and took a lot of time to guide me through the different short-term/long-term opportunities and types of insurances and explained the related German jargons that seemed scary before into plain english .
He was very timely in his followups. and overall I had a very smooth experience and felt no pressure towards specific options or plans, and I rather ended up with a tailored and easy to change plan. I would highly recommend especially for internationals.“
– Senior Software Developer
„Great pleasure to work with Fabian Beining. A big plus for me was that he speaks English fluently. He explained to me the complicated German insurance system in great detail and with a lot of competence.
He tailored the necessary insurances to my needs. Thank you very much for the collaboration!“
– PHD Student Chemistry
How does your consulting process work?
We usually have three consultations, all of which are about 1 h long. Our consultations take place either online via Zoom or in our offices at Alexanderplatz in Berlin.
We’ll get to know each other, talk about your financial goals, and take your data so we can create a financial plan for you.
We create an individual financial concept for you, which we explain to you step by step.
We will implement your financial concept so that from now on you are in the best financial position and can achieve your financial goals in the most efficient way.
The entire consulting process is completely free of charge for you. The ongoing costs for our work and ongoing support are only around 0.5% p.a. of your investment sum – no front-end load, no redemption fees, no performance-related costs.
Fabian Beining – Investment consultant
Fabian Beining is a certified independent investment advisor. He specializes in investment funds and will be happy to advise you on the topics of fund-based retirement planning and general investment.
Fabian helps his clients to develop an attractive investment portfolio for medium and long-term investments.
Dennis Ninnemann – Investment consultant
Dennis Ninnemann is a certified investment consultant and expert in the areas of asset protection, retirement planning and wealth accumulation.
Prior to becoming an advisor, he studied business consulting, earning a Master’s degree.
Dennis brings many years of experience as an investment advisor and helps our clients understand even the most complex issues in a brief manner.