Financial Advisor

You are working in Germany and need a financial advisor?

We help expats in Germany to optimize their finances.


Financial Advisor

Get your

Finances Optimized

Financial Advisor
widget 97 min
Google Reviews

Get independent and professional advice on your finances

We not only realise the importance of having a sound financial plan for the growth of your investments and retirement funds but also how crucial it is to protect what you have already achieved. While living and working in a foreign country with a different set of rules and regulations, it can be very difficult to decide which risks are really relevant to you and in which areas you need added protection and security.

That’s why we pride ourselves on speaking the language you’ll understand. If you are an expatriate, we can help you navigate through the maze of insurance, savings and investment products, and provide not only the best package designed for your specific needs but also the best price-value-ratio for your situation.

markus spiske 5gGcn2PRrtc unsplash

Investment plan

We will show you what opportunities there are for you as an expat to invest your money and together we will create a portfolio that suits you and your goals.

Layer 0 1

Retirement plan

We show you mathematically which possibilities there are for you to make reasonable provisions for your old age.

häufig gestellte fragen


We find out which insurances make sense in the current situation and find the best value for money for you.

Book a free consultation now to talk about your financial goals.

What our clients say

Here are a few excerpts from our Google reviews.

„since I moved to berlin, running finances and investment in Germany felt so complicated. this was my first financial consultation and as a matter of fact i’d describe it as enlightning.

Fabian was very patient to answer my basic questions and took a lot of time to guide me through the different short-term/long-term opportunities and types of insurances and explained the related German jargons that seemed scary before into plain english .
He was very timely in his followups. and overall I had a very smooth experience and felt no pressure towards specific options or plans, and I rather ended up with a tailored and easy to change plan. I would highly recommend especially for internationals.
Mohammed Monem
Senior Software Developer
„Great pleasure to work with Fabian Beining. A big plus for me was that he speaks English fluently.

He explained to me the complicated German insurance system in great detail and with a lot of competence.

He tailored the necessary insurances to my needs. Thank you very much for the collaboration!“
Rositsa Stoykova
PhD Student Chemistry

Why you should book a free consulting with us

About us

We are certified and and experienced financial advisor.


The entire consulting process is completely free of charge for you.

Yes! As a financial broker we only work on behalf of our clients.

We are not bound to any products, banks or insurance companies and can therefore offer you an objective overview of all existing products.

Since we want to keep the costs for you as transparent and favorable as possible, we do not charge industry-standard costs such as commissions, issue surcharges or „kickbacks“ from the fund providers.

We only earn an annual service fee of 0.50% (excl. VAT) of your investment amount.

Our consulting services are mainly addressed to employees, self-employed persons and entrepreneurs.

However, we also offer special financial coaching to master’s or PhD students in order to optimally prepare their entry into professional life.

Here we distinguish between one-time payments and monthly savings plans.

A one-time payment makes sense for us from 5000 euros. For the monthly savings plans, there should be a monthly surplus of at least 300 euros per month.

This is how your consulting process works

We usually have three in-depth interviews (approx. 1h), which take place either via Zoom or in our office at Alexanderplatz in Berlin.

Get independent financial advice

Book your free financial advisory now!