You are working in Germany and need an investment advisor?

We help expats like you to accumulate long-term wealth so that you can relax and focus on your main job.

Who we are?

We are certified independent financial advisors

We not only realise the importance of having a sound financial plan for the growth of your investments and retirement funds but also how crucial it is to protect what you have already achieved. While living and working in a foreign country with a different set of rules and regulations, it can be very difficult to decide which risks are really relevant to you and in which areas you need added protection and security.

That’s why we pride ourselves on speaking the language you’ll understand. If you are an expatriate, we can help you navigate through the maze of insurance, savings and investment products, and provide not only the best package designed for your specific needs but also the best price-value-ratio for your situation.

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Our clients

What our Clients say
about our Independent consulting

Fabian, Dennis and the team are excellent to work with! They’re the first financial advisors to actually listen to my needs and formulate great plans for short-mid-long term growth! Their English is excellent too for any expat looking for sound financial advice in English. I highly recommend them and I wish them all the very best for future growth.
Lucienne Lopez
Head of Digital Marketing
„This was my first financial consultation, and in fact I would describe it as very informative. Fabian was very patient in answering my basic questions and took a lot of time to walk me through the various short term / long term investment options. I felt no pressure to implement certain options or plans. Clear recommendation!“
Mohammed Monem
Senior Software Engineer
I was very satisfied with working with Fabian Beining. He helped me a great deal in understanding concepts that were not fully clear to me (like pension plan, funds,different types of insurances …).He knows his stuff and he also speaks English very well.
Shadi Akhras
Senior Software Developer
Fabian has been consulting for us for around a month and we have been really satisfied with his services. He is incredibly organised, and structured which has helped us in turn to organise our thoughts around finance. We are an international couple with specific needs, and have worked together to determine our family’s financial goals and an action plan for achieving them.
Emma MacKenzie
Customer Manager Klarna
Start your application process
More than 300 clients trust us.

How does my consulting process work?


Step 1: Application

Use our appointment form to apply for one of our free consulting slots. After a brief review of your details, we will contact you for a 5-minute phone call to arrange our first appointment.


Step 2: Free consultation

We make an as-is analysis of your finances and discuss intensively with which strategy you can achieve your personal goals in the most risk-efficient way.


Step 3: Implementation

We implement all discussed investments for you, so that you can build up your assets in a planned manner from now on. We manage and control your portfolio on a continuous basis, so you can focus on your main job with peace of mind.

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Our team

We are certified & experienced investment consulants

About us

Fabian Beining & his team specializes in investment funds and is happy to advise you on the topics of fund-based retirement planning and general investment.

Today, he helps his clients from all over Germany to develop an attractive investment portfolio in order to build up assets in a plannable way.

Fabian Beining
Senior Investment Consultant
Björn Tappe is a certified independent investment advisor specialized in investment strategies and pension planning. He will be happy to advise you on the topics of fund-based retirement planning and individual investment plans.
Björn Tappe
Senior investment consultant
Dennis Ninnemann is a certified independent financial advisor having years of consulting experience. He is helping our clients to develop a sound financial plan.
Dennis Ninnemann
Chief Consultant

Frequently asked questions

The complete consulting process is free of charge.

You should have a monthly surplus of at least €1,000 to invest.

Yes! As a financial broker, we work exclusively in the interest of our clients. No investment bank or insurance company owns shares in our company, so we can objectively compare all products existing on the German market.

Should we decide to work together after several consultations, we will receive 0.595% p.a. of the invested capital.

All current contracts are carried by the companies with a portfolio maintenance fee.

We usually have 3-4 digital consultations with our clients.

  1. In the first meeting we get to know each other better, clarify all detailed questions about our work and talk intensively about your financial goals & wishes.
  2. For our second meeting we will create a professional financial plan for you, which we will go through and discuss step by step.
  3. From the third meeting on, we will start to put your financial plan into practice, so that from now on you are optimally financially positioned and can efficiently achieve your goals.

No. The brokerage contract can be terminated at any time.

Alexanderplatz Fernsehturm
Years of experience
Start your application process
More than 300 clients trust us.